There are a few ways that PFR can be funded. If someone has suffered flooding and they are insured they should speak with their insurer to see if they offer Build Back Better, or whether they can support flood resilient recovery.
PFR measures are often privately funded by homeowners and businesses who want to invest in reducing their own flood risk. Sometimes this can be arranged as additional contributions to the cost of flood recovery after a flood.
Depending on the type of flood risk and the property at risk PFR installation can be costly. However, the reduction in damage, disruption and stress can be beneficial in the long run.
England
In locations that are at high flood risk or have experienced recent flooding, funding may be available from the local authority or the Environment Agency to install PFR measures. The local authority will be able to provide more information on any ongoing or upcoming flood risk management schemes that include the provision of PFR to properties at risk.
Often following significant flooding the Government may run a Flood Recovery Grant Scheme, or Property Flood Resilience Repair Grant Scheme. Contact the lead local flood authority to see if they are running the scheme.
Scotland
In Scotland a few local authorities offer discounted (or bulk purchased) PFR measures to homeowners at risk of, or affected by flooding. Check with the local authority to see what support is available.
Please contact the Environment Agency or the local authority to find out if there is support available in the area.
Northern Ireland
Following the reporting of flooding to the Flood Incident Line (0300 2000 100) an assessment is made for domestic properties to see if they are entitled to receive £1000 Scheme of Emergency Financial Assistance (SEFA).
The Homeowner Flood Protection Grant Scheme is a government scheme which is designed to encourage the owners of residential properties that have flooded before and/or are located within known flood prone areas, to modify their properties to make them more resilient to flooding. If an application is approved, the Grant Scheme will cover 90% of the costs, up to a maximum of £10,000 of the total survey and estimated installation.
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